Many men ask why it is that Women-only Car Insurance even exists? It’s often joked that although women have fewer actual accidents them their male counterparts, if they just took a moment to glance into the rear view mirror every once in a while, they would see that they leave an awful lot of accidents behind them.  Still, the insurance companies are convinced that women on the whole are safer drivers than men, which is why these women only insurance plans exist. One of the biggest causes of accidents is speed, and everyone knows that men generally drive a lot faster than women. This means that even if they are better drivers at lower speeds, their risk of a prang it much higher than women the moment the push that peddle to the metal.