Whether you are a homemaker who takes care of the home or the professional who works at your job, you may at some point require the services of a financial advisor. These are professionals who offer financial advice and planning for personal and business clients. Financial advisors work with their clients to protect their money and help it grow. They can assist the client with properly balancing capital gains and investment income. They also offer advice regarding asset allocation and help the client find a level of investment risk that works best for their particular needs.